Kulwa Systems makes subscription software for property managers and lenders: one fixed monthly fee, set up in an afternoon, and supported from Lusaka.ng
Each product does one job properly, runs in the browser on any phone or computer, and is priced so a small business can start today.
Property management, from lease to receipt
For landlords and property managers. Keep properties, units, tenants and leases in one place, send rent invoices automatically, and record every payment.
Loan origination and servicing for lenders
For microfinance institutions and non-bank lenders. Take applications online through your own branded page, approve them with four-eye checks, and follow every repayment.
No setup charges and no surprises. You know the cost before you start.
Encrypted nightly backups, separate accounts for every business, and a full audit trail of changes.
Kwacha, mobile money, NRC and PACRA numbers, and the way rent and loans are really collected here.
Support from a team in Lusaka that knows the software and your business.
Ichikulwa is the Bemba word for a building. That is how we think about software: a solid structure that a business can move into, grow inside, and rely on every day.
Flexiprom and Shacflow are the first two floors. More are on the way.
Tell us what you manage or lend, and we will show you the product live and help you set it up.
Lusaka, Zambia
